WARNING! "Discover How You May Be Able To Own Your Own Home For Less Than Renting... With NO Down Payment!"

Why is it so hard to find a rental in Lake Havasu?

The reason that rentals are so hard to find is that there are not very many of them. On the local multiple listing services, there are 45 homes that are two-bedroom or more available the medium rental price for those are two thousand dollars a month.

Finance examples are based off homes that are $250,000 or less. NO DOWN  PAYMENT required. Mortgage payment would be $1,281/mo or less, including principal and interest, fully amortized for 30 years. Fixed at 4.875%. Depending upon your qualifications & the actual program utilized, your interest may be more or less.” 

Short version….. 4.875% fixed, 30 yr term, no down. Depending upon your qualifications & the actual program utilized, your interest may be more or less

How can I find something I can afford?

A great option might be to buy a home instead of renting. Right now in LHC there approximately are 650 homes for sale. The median sale price for those homes is around 280 thousand. If you were to perches that price home today with no down payment your payments would be about 1410 dollars monthly. That’s principle and interest at 4.75% for 30 Years.

What do I do if I am short on downpayment money?

The programs we are using are actually are underutilized federal and state programs that help you buy. The way the help you buy is they provide the down payment for you. It’s either done by a second or a loan on the property where they loan you the down payment. Or it can also be done as a gift, a grant.

What is a Grant?

A grant is a gift meaning that when they grant you the down payment and you’re in this home for a certain amount of time you never have to pay it back.

Can you help me even if I am not a first-time buyer?

You don’t necessarily have to be a first time home buyer to take advantage of this program. Some programs you can actually own a home now and use this for your new primary residence.

My credit is not the greatest. Do I have options?

These programs don’t necessarily require perfect credit. We can work with you. If we can’t do something for you right now we can put you in a situation where you will be able to buy later by working with you on any credit issues you may have. But don’t wait, you might be surprised. We may be able to do something for you right now.

Can I really buy a house for less than I am paying for rent?

The medium rental price in LHC right now is 2000 dollars a month. If you were to by a median-priced home right now the principle and interest payment would be only 1410 dollars monthly.

Is this some high-pressure sales program?

The is no high pressure here, the one thing we want to accomplish is we want to have happy clients. How do we make you happy? By delivering what it is you want. And in this case, Special projects wants to help you find affordable housing.

What are the steps involved?

Getting started is really easy. Just get ahold of us. Make an appointment, come on in. We will sit on down it will take probably about 30-45 min of your time. We might want to talk about a lot of things, like what is you want, how many bedrooms, how many bathrooms; where do you want to live. Info we want to find out how to make you happy. You will provide the necessary info we need so we can have your loan pre-approved before you ever go looking for a property.

Once we have your application we will get it approved in a matter of 24 hours. Once that is done you can be out shopping for prop the next day. Once we open escrow you can be in your home in 30 days or many times less.

The time is right here in LHC to take advantage of these programs and be able to by a home acutely less then you can rent it for. Now, this doesn’t always happen. The reason it’s happening now is because of the interest rate that is available.